What is Retirement protection?

There are strategies available to enrich retirement.
Few if any people relish paying taxes, but remember, any taxes you owe will be deducted directly from your retirement savings once you've earned your income. Utilize retirement strategies to optimize your retirement funds' ability to support your retirement plans effectively.​

growing your retirement nest egg?

Are you close to retirement and need to turn your savings into income? 
We offer a variety of products that can help you achieve these goals and also protect your savings from the volatility of the stock market.

How Are You Saving For Retirement?

Are you getting the protection you need for your future?
  1. Traditional IRA?
  2. Roth IRA?
  3. 401(k), 403(b), etc. ?
  4. How much are you contributing? What percentage? 
  5. How much does your employer match in your 401(k)?

ways to save money

Here are a few.
  1. Free (401k match) 
  2. Tax-Free (municipal bonds, Roth IRA, life insurance) 
  3. Tax-Deferred (401k, 403b, Traditional IRA, etc.) 
  4. Taxable (stocks, bonds, mutual funds, etc.) ​

Questions to ask yourself

How much money do you need for retirement?
  1. What retirement savings do you have? 
  2. Would you rather have some income in retirement that you don't have to pay tax on? 
  3. What’s your largest bill? 
  4. Do you agree you should be saving at least 10% of your income for retirement? 
  5. If you could design your own retirement savings plan, what would you like it to do for you?

What Would Your Perfect Retirement Plan Look Like?

Tax on the harvest or the seed?
If you were a farmer, which would be more logical to tax: the seed or the harvest? The clear choice is the seed. 
This analogy aligns with our outlook on retirement planning. By investing after-tax $$ in a secure vehicle that grows your money tax-free, you can effectively generate future cash flow and a lasting legacy.
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5 Most important factors

Side-by-Side Comparison
  1. Safety/no loss
  2. Good returns/gains
  3. Tax-free
  4. Liquidity/access to the money
  5. Living benefits

Videos

Retirement Income

If you are saving money for retirement in an IRA, SEP, 401k, 403b, or 457 account . . . watch this short video to learn strategies that can help.

retirement income plan

If you want income at retirement without the risk of losing any of your money in the stock market, watch this short video to learn how sections 101 and 7702 of the tax code enable you to save, grow, and protect your money in retirement.
The information on this website is for educational use only. This material is not intended to replace any tax, financial or legal advice. The reader should obtain personal counsel before implementing any methods described herein.