Life Insurance Products

Family income protection

​If you have dependents (children, spouse or parents) who must rely on you and your income for financial security, watch this video to learn how easy and inexpensive it is to protect them from any economic adversity they would experience in your absence.

​Final expense insurance

If you want to save money while providing your family with the funds to pay for your own funeral expenses, watch this short video to learn how you can guarantee that your family will have tax free cash to pay your Final Expenses at a 40% to 60% discount.

Home mortgage PROTECTION

If you have a home mortgage, and a monthly payment that is dependent on your earned income, watch this short video to learn how you can pay off your home mortgage or continue making your monthly mortgage payment even if you have no earned income.

Living Benefits Life Insurance

Did you know that you can now access up to $250,000 of your life insurance coverage tax free - without dying?  Learn how life insurance companies now allow you to take a portion of your death benefit if you experience a critical illness like cancer, heart attack, or stroke.
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Retirement protection

Retirement Savings Without Investment Losses

If you are saving money for retirement, and you are at all concerned about the safety of your money, watch this video to learn how you can be guaranteed to save, grow, and protect your money against investment losses, economic downturns, and excessive management fees.

Roth Annuity: Tax Free Retirement

If you are currently saving money for retirement in any tax deferred account like an IRA, 401k or 403b, and you'd like a way to convert tax deferred into tax exempt, watch this short video on a retirement savings account with tax exempt growth and tax exempt income.

​​tax free retirement income

If you want tax free income at retirement without the risk of losing any of your money in the stock market, watch this short video to learn how sections 101 and 7702 of the tax code enable you to save, grow, and protect your money for a tax free retirement.

Retirement Savings Protection

If your retirement savings account (IRA, 410k or 403b) is currently invested in mutual funds, and you are at all concerned with the potential for market losses, watch this short video to learn how you can protect the retirement money from any investment losses.

Medicare

introduction to Medicare

Will you be turning 65 soon, and become eligible for Medicare benefits? Would you like to know how it works, and what your options are to get the most benefits for the least expense? Then watch this short video to quickly understand how Medicare works and the options.

Fill the Gaps in Your Medicare Coverage

If you are eligible for Medicare benefits, but realize that Medicare does not pay for all your healthcare expenses, watch this short video to learn how easy it is to fill the "Gaps" in your Medicare coverage and potentially save thousands of dollars each year.

medicare advantage

If you are age 65 or older, and qualify for Medicare, in this short video learn how you can get all your medicare coverage with additional benefits, like prescription drug coverage, dental, vision, and hearing care all without additional cost.

Medicare Part D

Even though the cost of prescription medications can be expensive, Medicare coverage does not include prescription drug benefits. So if you need prescription drug provisions, watch this short video to learn how easy and inexpensive it is to add prescribed medications to your Medicare coverage.

Other insurance products

​Hospital indemnity insurance

​If you have excellent healthcare coverage paid by your employer, but you still have deductible and copayment expenses for hospitalization, watch this short video to learn how you can cover hospital expenses not paid by your healthcare plan.

​Critical Illness PROTECTION

It does not matter what age you are, or your current state of health. Watch this short video to learn why all of us can succumb to a serious illness like cancer, heart attack, or stroke, and how we can protect ourselves from the life altering financial impact.

Disability Income

If your ability to earn income is dependent on your physical and mental health (not passive investment income), then learn how to protect your financial security by replacing your earned income if an accident or illness should result in a long term disability

long term care

If you are concerned about the possibility of needing home nursing or assisted living care at sometime in the future, and having enough money to pay for it -  learn how you can protect your retirement income and so you don't run out of money or become a burden on your children.
Mortgage life insurance is a life insurance policy that provides your loved ones with a death benefit to pay off your mortgage when you pass away. It's not just a piece of paper, though. It's an investment in peace of mind. You can rest easy knowing that your family will never lose their home, even if the unthinkable should occur.
Unlike mortgage insurance offered by mortgage lenders, the recipient of your mortgage protection life insurance policy benefits is your family, not the mortgage lender. These life insurance policies are also portable, so if you move, your policy moves with you without any re-qualification. In most instances, you can apply for coverage without having to undergo a medical examination.